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Built for African money corridors

Swap NGNRWFwith peopleyou can trust.

Akara matches you with verified swap partners on WhatsApp. You pay each other directly, every step is recorded, and Akara never holds the money.

Try it on WhatsAppSee how it works
  • No custody
  • Verified people
  • NGN · RWF · GHS · KES · XAF

No custody. Verified people. Receipts on record. Users pay each other directly across NGN, RWF, GHS, KES, and XAF.

The problem

Group chats weren't built for money.

Right now, finding currency means strangers, screenshots, and hope.

Unverified strangers

Anyone can claim anything.

Wrong payout details

One typo, money gone.

Fake receipts

Edited screenshots look real.

Ghosted trades

Deals die halfway through.

No records

Your history is a scroll-back.

No referee

Disputes go nowhere.

How it works

From hello to swapped, in six steps.

Verify yourself

Real name, real ID, quick selfie. Once, not every time.

Akara verification success card: You're now Verified! Now you can see available offers, create your own rate listing, set up a payout account and enjoy borderless conversions.
ID documentSelfie checkName confirmed

List or browse

Say what you have and what you need. Your listing goes live with a shareable swap card.

Open a trade

Lock it in with a reference code.

AKR-TRD-104Expires in 15:00

Check payout details

Name-matched and shared inside the trade.

GTBank ···· 1234

ADA C. OKAFOR

Match

Always confirm payout details before sending money.

Pay each other directly

Bank or mobile money, account to account. No middle stop.

YoursTheirs

Confirm with proof

Upload the receipt. Both sides confirm, and the exchange closes with a completion card.

Akara exchange completed card: 60,000 RWF received, exchanged 50,000 NGN for 60,000 RWF, marked successful

The fix

All the structure. None of the custody.

Akara coordinates the swap. The money moves once, straight from them to you.

Akara: coordination layer

  • Verification
  • Listing
  • Match
  • Payout details
  • Receipt
  • Confirmation
  • Dispute record

Watches every step. Never touches the money.

User A

Own bank / mobile money

Sends 350,000 NGN

User B

Own bank / mobile money

Gets 350,000 NGN

Money moves once, directly between users. It never enters an Akara account.

Currencies

Five currencies. One network.

Nigeria, Rwanda, Ghana, Kenya, Cameroon, with more markets to come.

  • NGNtoRWF
  • GHStoKES
  • XAFtoNGN
  • RWFtoNGN
  • KEStoGHS
  • NGNtoXAF
  • RWFtoGHS
  • KEStoNGN
  • NGNNigeria
  • RWFRwanda
  • GHSGhana
  • KESKenya
  • XAFCameroon
Akara swap card: I have 350,000 NGN, I need 412,500 RWF. Open AKR-LIST-001 on Akara to swap

Example listing. Not a live rate

Akara swap card: I have 4,800 GHS, I need 48,900 KES. Open AKR-LIST-002 on Akara to swap

Example listing. Not a live rate

Akara swap card: I have 350,798 XAF, I need 800,000 NGN. Open AKR-LIST-003 on Akara to swap

Example listing. Not a live rate

Akara swap card: I have 1,260,000 RWF, I need 1,850,000 NGN. Open AKR-LIST-004 on Akara to swap

Example listing. Not a live rate

Why this matters

Money moves where people move.

Lagos to Kigali. Accra to Nairobi. Douala to everywhere. Akara gives that trust a structure.

Two students working through coursework together

Students abroad

School fees paid from Lagos, received in Kigali.

Freelancer working on her laptop

Freelancers

Earn in one currency. Live in another.

View of an airplane wing above the clouds through a cabin window

Travelers

Land with local money already lined up.

Friends arm in arm looking out at the water

Expats & communities

Swap inside a circle that's actually verified.

People collaborating around a table with laptops

Cross-border workers

Recurring swaps, always on record.

Verification

Everyone serious is verified.

Browse freely. But listing, trading, and payouts only happen between checked identities.

Verification checklist

Verified
  • Legal nameDone
  • WhatsApp numberDone
  • ID documentDone
  • Selfie / livenessDone
  • Payout name matchDone
  • Admin review for mismatchesIf needed

Name match check

Verified legal name

ADA CHIAMAKA OKAFOR

Payout account name

ADA C. OKAFOR

Name match confirmedMinor variants → admin review
  • Bank and mobile money payout support
  • Up to 2 payout accounts per currency at launch
  • 6-digit passcode required for payout edits
  • Selfie or admin review for risky changes

Name match

The account must match the person.

Payout names are checked against verified identities, so impersonation gets nowhere.

Receipts & disputes

Proof beats promises.

Every payment gets a receipt. Every problem gets a process.

  1. Payment marked sent

  2. Receipt uploaded

  3. Waiting for confirmation

  4. Dispute raised

  5. Admin review

  6. Resolved

Something wrong? Raise a dispute within 24 hours.

Trade

AKR-TRD-104

In progress

  1. Payout details confirmed

  2. Payment marked sent

  3. Receipt uploaded

  4. Awaiting confirmation (current step)

Both sides confirm before the trade closes.

Akara does not guarantee refunds or reversals, because Akara does not hold funds.

Safety

Eight ways Akara watches your back.

Fake receipt detection

Name mismatch review

Cancellation monitoring

Abandoned trade tracking

Duplicate listing checks

High-value review

Bypass detection

Admin review & restriction

Designed for

Built for how money really moves.

Six lives Akara was made to fit. Meet them.

Two students working through coursework together

Students abroad

School fees from home, in the right currency.

Freelancer working on her laptop

Freelancers

Get paid abroad. Spend it where you live.

View of an airplane wing above the clouds through a cabin window

Travelers

Touch down with the local currency ready.

Friends arm in arm looking out at the water

Expats & migrants

Swap with someone heading the other way.

People collaborating around a table with laptops

Community groups

Turn your trusted circle into a real market.

Traveler with a suitcase at an airport gate, plane waiting outside

Cross-border workers

Paid in one country. Living in another.

Straight talk

What Akara is. What Akara isn't.

Akara is

  • Software that coordinates person-to-person swaps
  • Identity checks, name-matched payouts, receipts
  • A registered Nigerian business (BN 9656395)

Akara is not

  • A bank, wallet, or escrow service
  • A remittance company or money transfer operator
  • Ever in possession of your money

Akara does not hold, receive, escrow, custody, remit, convert, or move user funds.

Akara Fintech Solutions is registered in Nigeria as a business name under BN 9656395. Akara provides software tools that help verified users discover, list, coordinate, and track peer-to-peer currency exchange arrangements. Akara is not currently licensed as a bank, remittance company, bureau de change, wallet, escrow provider, payment processor, or money transfer operator.

FAQ

Questions, answered.

Short and honest. The fine print lives in the legal center.

No. Akara does not hold, receive, escrow, custody, remit, convert, or move user funds. Users send money directly to each other through their own bank or mobile money accounts.

Ready to swap the right way?

A verified partner, a clear trail, and money that only ever moves between the two of you.

Try it on WhatsAppRead the No-Custody Disclosure

Akara coordinates trades. Users pay each other directly.